Homebuyers Interest Rates Home Sales Home Buying Affordability Refinancing Home Prices Home Buyers Mortgage Applications 30-year Fixed-rate Mortgage Federal Reserve Home Loans Homeowners Homeownership 30-Year Fixed-Rate Mortgage Lenders California 30-Year Mortgages Remortgaging Consumer Spending Consumer Borrowing Rent Prices Market Predictions Forecasts Investment Trends Fixed-Rate Mortgages Volatility Home Financing Economic Trends Lock-in Effect Freddie Mac Average Rates Long-term US Mortgage Rate Rate Hikes Factors High Rates Inflation and Property Prices Mortgage Rate Forecasts Factors Affecting Cost Finding the Right Fit 15-year Mortgage Borrowing Costs Sales of New Homes Existing Homes Existing Home Sales 30-Year Mortgage Rate Fixed-rate Mortgages, Monthly Payments Impact on Housing Demand Transactions Decline 30-Year Home Loan High Levels Property Prices 30-year Fixed Loan Home Purchase Starter Homes 30-Year Mortgage Rates Fixed-Rate Mortgage Sellers 30-Year Fixed Mortgage Debt Default Refinancing Trends Buyer Sentiment Market Trends Treasury Yields Buyer Experiences Borrowing Conditions 30-year mortgage rates Higher rates for longer Consumer Behavior Demand for Home Loans Housing Demand Applications Rate Increases