Lending Practices Market Trends Rate Changes Rate Trends Market Analysis Freddie Mac Consumer Finance Interest Rates Loan Products Refinancing Rate Analysis Lenders Rate Fluctuations Refinancing Trends Consumer Credit Consumer Behavior Risk Management Regulatory Changes Government Initiatives Consumer Demand Variable Rate Mortgages Rate Adjustments Comparators Mortgage Reporting Retirement Solutions Market Predictions Application Types Refinancing Incentives Refinancing Services Banking Practices Rate Predictions Loan Approval Process Economic Indicators Rate Comparisons Rate Forecasting Mortgage Applications Fixed-rate Mortgages Second-Lien Mortgages Consumer Advice Mortgage Bankers Association Consumer Savings Refinancing Activity Market Surveys Performance Metrics Data Management Consumer Protection Home Financing Market Research Loan Applications Home Loans Consumer Products Lender Strategies Consumer Lending Market Reports Consumer Loans
The change shifts eligibility decisions to DU’s risk model, reflecting a broader modernization of mortgage credit evaluation.