Credit Cards Buy Now Pay Later Borrowing Costs Loan Products Credit Card Benefits Credit Card Offers Personal Loans Installment Payments Debt Management Lending Regulation Payment Methods Credit Trends Regulatory Challenges Credit Scores Subprime Borrowers Financial Inclusion Lending Solutions Loyalty Programs Underwriting Mortgage Industry Creditworthiness Regulations Annual Fees Loan Provisions Chase Promotions Market Penetration Credit Portfolio Economic Growth Interest Rates Loan Programs Charge-Offs Non-prime Market Loan Delinquencies
Higher upfront reserves for longer-term financing weighed on profitability, souring investor sentiment.