Overview

• Chase launched the Sapphire Reserve Business card with a 200,000-point bonus after $30,000 in spending within six months.
• The premium business card carries a $795 annual fee and offers perks including a $300 travel credit, Priority Pass and Chase Sapphire Lounge access, and multiple business-focused statement credits.
• The Ink Business Preferred provides a cost-effective alternative with a $95 fee, 90,000-point bonus after $8,000 spend, cellphone protection and 3x points on travel, shipping and advertising.
• All three cards share 14 airline and hotel transfer partners, so earnings categories, portal multipliers and statement credits become primary factors in card selection.
• Chase’s tightened 5/24 rule and 2025 Sapphire bonus-eligibility changes limit repeat bonuses and shape who can access top offers.