Market Trends Interest Rates Loan Types Housing Market Refinancing Home Buying State Variations Economic Factors 30-Year Fixed Mortgage Federal Reserve Historical Trends Home Sales Homebuyers Fixed-Rate Mortgages Homebuying Factors Influencing Rates Types of Mortgages Lender Comparisons 30-Year Mortgage 30-Year Mortgages Influencing Factors 30-Year Fixed Mortgages 30-Year Mortgage Rates Inflation Home Prices Lender Strategies National Averages Refinance Rates Market Influences Homebuying Trends National Rate Averages Fixed Mortgages Comparison Shopping Economic Impact Economic Indicators State-Level Variations Forecasts Current Rates 30-Year Fixed-Rate Mortgage Impact 30-Year Fixed Rate Lender Competition Borrower Considerations Economic Influences Teaser Rates Mortgage Applications Rate Trends Homebuying Strategies Home Purchase Applications Home Affordability 15-Year Fixed Mortgage Homebuying Season 15-Year Fixed Mortgages Housing Affordability Investment Opportunities Adjustable-Rate Mortgages Freddie Mac Borrowing Costs Adjustable Rate Mortgages Seller Behavior Buyer Behavior Rate Tracking 15-Year Mortgages 30-Year Fixed Rates Federal Reserve Policy Homeowner Behavior Mortgage Types Rate Forecasts Home Loans Affordability Issues Financial Impacts Resale Market Homebuilders MBA Survey U.S. Housing Market Home Buying Trends Fixed Mortgage Mortgage Strategies Financial Markets Construction Financing Insurance Fixed Rate Mortgages Construction Loans Impact on Prices Lending Practices Comparative Rates Economic Forecast Rate Locking Interest Rate Influence 30-Year Loans Freddie Mac Data Down Payments Historical Rates Shopping for Rates Fraudulent Claims Bond Markets Loan-to-Value Ratio Homeownership Trends Loan Applications
Savings surge in high-cost metros, with San Jose buyers keeping about $4,750 a year from a half-point lower rate.