Society ❯ Consumer Behavior ❯ Financial Literacy

Debt Management

Credit Scores Creditworthiness Loan Awareness Buy Now Pay Later Economic Impact Payment Methods Credit Usage Credit Awareness Economic Challenges Counseling Services

Germany Tightens Consumer-Credit Rules to Cover BNPL

The change pulls small and short-term purchases into standard protections with real credit checks.

Trump Presses Congress on 10% Credit-Card Rate Cap as Major Banks Explore Limited 10% Cards

BGH Backs Schufa’s Retention of Settled Payment Defaults

White House, FHFA Study 50‑Year Mortgages as Analysts Warn of Costly Tradeoffs

Argentina's Household Debt Jumps to $5.6 Million Per Borrower as BCRA Warns on Credit Quality

BGH Hears Case on Schufa’s Three-Year Retention of Settled Debts

Brazil’s Central Bank Sets Late-October Rules for Pix Installments as Fraud Controls Go Live

FICO to Start Counting Buy Now, Pay Later in Credit Scores This Fall

Online Loan Fraud Complaints Surge in Germany as Consumer Group Urges Keeping Signatures

Mexico Central Bank Opens Payroll Loans to All Banks

FICO to Factor Buy Now, Pay Later Loans into Credit Scores This Fall

Australian BNPL Providers Enact Credit Checks as Licensing Rules Take Effect

Klarna Reports Growth but Faces Rising Losses and Regulatory Challenges

CFPB's New Rule Classifies Paycheck Advances as Loans