Affordability Social Housing Social Benefits Wohngeld Government Subsidies Nebenkosten Consumer Rights Upfront Expenses Rent Control Policies Shelter Costs Market Trends Urban Centers New York City Economic Disparities Real Estate Global Comparisons Low-Income Families Contracting Practices Affordability Issues Upfront Fees Income Allocation Government Intervention Tenant Expenses Government Regulations Income Distribution Financial Disputes Wohngeld Impact Student Rentals Fee Structures Regional Variations Income Requirements Inflation Price Hikes Social Assistance Cost of Living Tenant Implications