Economics ❯ Consumer Spending ❯ Holiday Spending ❯ Retail Trends

National Retail Federation

Holiday Debt Risks Rise as Experts Push Budgets and Warn on BNPL

Experts urge strict budgets with caution on BNPL after surveys show many shoppers will carry holiday balances into 2026.

NRF Forecasts First $1 Trillion U.S. Holiday Season as Growth Cools