Government ❯ Housing Policy

Mortgage Regulation

Fannie Mae and Freddie Mac Financial Institutions Federal Involvement Economic Impact Credit Assessment Lender Practices Affordability Issues Fannie Mae Economic Policy Spain Government-Guaranteed Mortgages Market Interventions Economic Stimulus Statistical Reporting Market Oversight Interest Rate Policy Economic Recovery

FHFA Pilot Brings VantageScore 4.0 Into Mortgage Underwriting

The change could widen access by using longer payment histories with reported rent data.

White House, FHFA Study 50‑Year Mortgages as Analysts Warn of Costly Tradeoffs

Mortgage Applications Slide as Borrowers Pivot to ARMs Despite Improved Affordability

U.S. Mortgage Rates Climb Above 7% Following Moody’s Credit Downgrade