Interest Rates Affordability Inflation Home Sales Home Affordability Consumer Behavior Economic Growth Refinancing Borrowing Costs Affordability Crisis Financial Crisis Consumer Confidence Consumer Debt Homeownership Affordability Buyer Behavior Home Prices Rental Prices Residential Investment London Property Value Sales of Existing Homes Existing Home Sales Demand Loan Applications Consumer Demand Income Requirements Homeownership Trends Credit Access Consumer Spending Savings Funding Sources Lending Practices Treasury Yields Government Policy Financing Costs Primary vs Secondary Residences Financial Regulations Government Subsidies Increase Income Levels Economic Indicators Loan Amortization Government Proposals Loan Portability Adjustable-rate Mortgages Buyer Profiles Interest Rate Spread 30-Year Fixed Rate Borrower Behavior Borrower Competition Supply and Demand 30-Year Fixed Mortgage New Home Sales Economic Impact Consumer Impact Long-Term Mortgage Rates Home Purchases Rate Increases Homebuyers Housing Costs Construction Slowdown
Lower mortgage rates have not eased affordability due to limited supply.