Economics ❯ Housing Affordability

Market Dynamics

Supply and Demand Interest Rates Buyer Behavior Consumer Behavior Cost Factors Buyer Demographics

First-Time Buyers Reach Age 40 as Share Falls to Record Low, Fueling Housing Policy Clash

Analysts warn ultra‑long mortgages raise total costs even if monthly payments fall.

U.S. Down Payments Hold Near $30,400 in Q3 2025 as Market Skews Toward High-Credit Buyers

Moody’s Quantifies Home-Sale Tax ‘Lock-In,’ Renewing Debate Over 1997 Capital-Gains Caps

U.S. Housing Market Hits Balance as Inventory Climbs, Seven Big Metros Favor Buyers