Housing Affordability

Market Trends Income Levels Market Dynamics Mortgage Rates Cost of Living Rental Prices Rental Costs Income Disparity Supply and Demand Market Demand Income Growth Construction Costs Home Prices Income Inequality Market Analysis Insurance Premiums Interest Rates Property Prices Market Conditions Income Ratios Real Estate Market Purchasing Power Population Growth Rent Increases Real Estate Development Rental Market Interest Rate Cuts Regional Economic Disparities Consumer Behavior Discount Rates Rental Supply Economic Factors Price Growth Impact of Interest Rates Inflation Rental Crisis Real Estate Prices Market Segmentation Regional Comparisons Loan Applications Median Listing Prices Down Payment Assistance Home Sales Market Supply and Demand Rent Control Policies Investment Market Decline Government Policies Socioeconomic Impact Rental Market Trends Regional Analysis Government Policy Supply and Demand Dynamics Impact of Commission Rules Homebuying Challenges Home Buyers Historical Trends Affordable Housing Income Requirements Financial Assistance Tourism Impact Homeownership

U.S. Down Payments Hold Near $30,400 in Q3 2025 as Market Skews Toward High-Credit Buyers

Lower mortgage rates have not eased affordability due to limited supply.

Moody’s Quantifies Home-Sale Tax ‘Lock-In,’ Renewing Debate Over 1997 Capital-Gains Caps

Fixer-Uppers Draw Surge of Interest as Buyers Seek Cheaper Path to Ownership

U.S. Housing Market Hits Balance as Inventory Climbs, Seven Big Metros Favor Buyers

Affordable Listings Increase, Yet Bay Area and Los Angeles Remain Least Attainable, Zillow Says

Only 28% of U.S. Homes Are Affordable for the Typical Household, Report Finds

Nearly a Quarter of Young Buyers Tap Family Funds for Home Down Payments

California Home Listings Spike 50% as Asking Prices Dip 1%

US Existing Home Sales Rise Slightly as Prices Reach Record High