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Lending Practices

Mortgage Lending Risk Management Risk Assessment Market Trends Mortgage Industry Market Competition Mortgage Products Rate Adjustments Consumer Loans Regulatory Changes

New York Proposes Sweeping BNPL Rules, Kicking Off Comment Process

The draft would fold BNPL into New York’s credit rules with licensing, a 16% interest ceiling, tight fee limits, TILA‑style safeguards.

SARB Opens Consultation to Replace Prime Lending Rate With Policy Rate

FCA Sets July 2026 Start for BNPL Oversight Under Consumer Duty

UK Brings Buy Now, Pay Later Under FCA Oversight From July 15, 2026

Santander Launches 98% LTV Mortgage Letting First-Time Buyers Purchase With 2% Deposits

NatWest Joins Push to 6x-Income Mortgages as Major UK Lenders Loosen Limits

Nationwide Extends Six-Times-Income Mortgages to Home Movers and Remortgagers

Major UK Banks Trim Fixed Mortgage Rates to Mid-3% Range

FCA Warns Mortgage Holders Over ‘Promissory Note’ Schemes That Don’t Clear Debt

HSBC Lifts Mortgage Limit to 6.5 Times Income for Premier Clients

Lords Challenge FCA Over Car-Loan Redress Plan

Consumer Loan Offers in Germany Fall to Record Low as Banks Tighten

U.S. Mortgage Originations Rebound in Q2 on Refinance Surge

Nationwide Activates Enhanced Affordability Calculation for Fixed-Rate Remortgages

RBI Issues Co-Lending Rules Mandating 10% Risk Retention and Escrow Accounts

FCA Sets Out New Buy Now, Pay Later Rules in Industry Consultation

FCA Launches Mortgage Risk Appetite Review to Broaden Home Ownership

Mortgage Stress Test Easing Boosts First-Time Buyers and Property Values

FCA Proposes Streamlined Mortgage Rules to Lower Costs for Homeowners