Housing Affordability

Cost of Living Mortgage Rates Income Growth Market Conditions Mortgage Payments Income Inequality Borrowing Capacity Market Challenges Economic Factors Property Prices Income Trends Homeownership Requirements Market Analysis Market Recovery Market Dynamics Interest Rates Income Requirements Valuation Constraints Investment Decisions Cost Factors Mortgage Applications Income Allocation Income vs. Expenses Mortgage Industry Real Estate Prices Economic Impact Income Share Rental Costs Expensive Housing Markets Rental Agreements Homeownership Rental Prices

NAR Q3 Report: Most Metros Log Price Gains as Northeast and Midwest Lead

Lower monthly payments offered only a modest affordability lift, reflecting regional supply imbalances.