Overview

• California had 14 of the 50 riskiest counties, followed by Florida with seven, New Jersey with five, and Louisiana with four.
• Homeownership costs would consume at least half of annual wages in 111 of 579 counties, with the national second‑quarter average at 33.7% of wages.
• Seven of the 10 counties with the highest shares of seriously underwater mortgages were in Louisiana, led by Rapides Parish at 17.3% and Calcasieu Parish at 16.9%.
• The five highest‑risk counties—Charlotte (FL), Humboldt (CA), Shasta (CA), Butte (CA) and Cumberland (NJ)—all had foreclosure ratios of at least one in every 766 homes and unemployment above June’s 4.36% national rate.
• ATTOM reports intensifying homeowner pressure as sales prices reached new highs through Q2, with mortgage rates, wages and unemployment largely unchanged.