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Credit Reporting

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Gen Z Leads U.S. Credit Score Slump to 715 in Fastest Drop Since 2009

Resumed student-loan delinquency reporting drives the slide.

U.S. FICO Score Average Falls to 715 in 2025, Fastest Drop Since 2009

Texas Tops WalletHub’s 2025 Financial Distress Rankings

FHFA Allows Use of VantageScore 4.0 for Government-Backed Mortgages

FICO to Factor Buy Now, Pay Later Loans into Credit Scores This Fall