Economics ❯ Market Dynamics

Insurance Market

Rate Increases Consumer Behavior Premium Pricing Rate Adjustments Consumer Choices Premium Increases Premium Rates Consumer Impact Income's Market Share Contribution Disparities Start-ups Home Insurance Economic Crises Premiums Tax Impact Private Insurance Market Competition Policyholder Impact Pricing Strategies Natural Disasters Profitability Coverage Mandates Corporate Partnerships Catastrophe Risk Corporate Strategy Competition in Insurance Foreign Competition Employment Impact FDI Impact Tariffs Impact

ACA Subsidy Expiration Drives Enrollment Drop and Plan Downgrades as Costs Spike

Congress has yet to restore the enhanced tax credits that kept marketplace premiums lower.

ACA Enrollment Slips to 15.6 Million as Enhanced Subsidies Face Year-End Expiration

Insurers Pledge Return to California After Lara Unveils Catastrophe Pricing Reforms

ACA Marketplace Rates Poised for Sharp Rise in 2026 After Enhanced Subsidies Expire

Centene Withdraws 2025 Guidance Following $1.8 Billion Risk-Adjustment Shortfall

State Farm Pursues Additional Rate Hikes After Emergency Increase in California