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Interest Rates Affordability Home Sales Inflation Borrowing Costs Buyer Behavior Home Prices Affordability Crisis Consumer Confidence Consumer Demand Homeownership Affordability Economic Growth Consumer Behavior Financial Crisis Consumer Debt Home Affordability Refinancing Residential Investment London Property Value Sales of Existing Homes Existing Home Sales Demand Loan Applications Income Requirements Homeownership Trends Credit Access Consumer Spending Savings Funding Sources Lending Practices Treasury Yields Government Policy Financing Costs Primary vs Secondary Residences Financial Regulations Credit Options Increase Income Levels Economic Indicators Opendoor Technologies Buyer Profiles Federal Housing Finance Agency Loan Amortization Government Proposals Loan Portability Adjustable-rate Mortgages Government Sponsored Enterprises Affordability Issues Loan Types Government Intervention Market Trends Mortgage-Backed Securities Loan Issuance Federal Reserve Government Subsidies Interest Rate Spread 30-Year Fixed Rate Borrower Behavior Borrower Competition Supply and Demand 30-Year Fixed Mortgage New Home Sales Economic Impact Consumer Impact Long-Term Mortgage Rates Home Purchases Rate Increases Homebuyers Housing Costs Construction Slowdown Rental Prices