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Retirement Accounts

401(k) Plans 401(k) Required Minimum Distributions IRA Contributions Traditional IRA Traditional IRA and 401(k) Catch-Up Contributions IRA and 401(k) Plans 401(k) Contributions Roth IRA 401(k) and IRA Investment Consistency Young Adults Plan d'épargne retraite (PER) IRAs Solo 401(k) Pension Plans IRA and 401(k) IRA and 401(k) Balances Contribution Limits Retirement Savings Strategies IRAs and 401(k)s Self-Employed Retirement Plans Roth IRA Contributions Defined Benefit Plans IRS Updates Other Retirement Savings Options SEP IRA Phase-Out Ranges 401(k)s Traditional IRAs Savings Strategies Roth IRAs

New Analysis Finds Typical U.S. Worker Has Just $955 Saved for Retirement

A new NIRS analysis reveals extremely low balances, signaling higher retirement risk from rising costs, a potential Social Security cut.

Retirees Withdraw Roughly 2% Even as Morningstar Sets 3.9% Starting Rate for 2026

2026 Retirement Rules: Higher 401(k) and IRA Limits Take Effect, Roth Catch-Ups Shift for High Earners

Missed RMDs Cost Retirees Up to $1.7 Billion a Year

Dave Ramsey Urges Workers to Enroll in 401(k)s Now to Capture Employer Matches

Vanguard Study Puts Missed RMD Penalties at Up to $1.7 Billion a Year

Retirees’ Year-End Must‑Do List: Take RMDs, Rebalance, Plan Next Year’s Cash Flow

At 55 With $150,000 Saved for Retirement? Here Are Targeted Steps to Strengthen Your Plan

Year-End RMD Deadline Nears as 25% Penalty Looms for Missed 2025 Withdrawals

IRS Sets 2026 Retirement Limits and Roth Catch-Up Rule for High Earners

New Survey Finds 401(k) Access Boosts Retirement Savings by 29%

IRS Finalizes Roth-Only 401(k) Catch-Ups for High Earners With 2026 Transition, 2027 Start

IRS Lifts 2026 401(k) and IRA Caps as Roth Catch‑Up Rules Kick In

RMDs in 2025: What to Know About the Age-73 Start, Deadlines and Exceptions

New Retirement Guidance: Save More, Hit Decade Benchmarks, Manage Key Risks

Treasury and IRS Finalize SECURE 2.0 Rules Requiring Roth Catch-Ups for High Earners Starting in 2027

$1.26 Million Target for Retirement Falls Short for Many, Advisors Warn