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Interest Rates Mortgage Approvals Government-Sponsored Enterprises Mortgage Rates Lenders Credit Conditions Home Loans House Sellers Fixed Rates Government-Sponsored Entities Securitization Lender Competition Counterparty Risk Home Buying 15-Year Fixed-Rate Mortgage Home Financing Homeownership Loan Affordability Dubai Mortgages Refinancing Mortgage Rules Bond Purchases Mortgage Repayments UK Mortgages Mortgage Providers Home Buying Process Refinance Demand 30-Year Fixed-rate Mortgage Housing Reforms