The Panjkora River (Urdu: دریائے پنجکوڑہ) is a river in the Khyber Pakhtunkhwa province in north-west Pakistan. The river runs through the mountainous northern part of the province, and forms the Kumrat Valley. It passes from Dir, Timergara, and joins with Swat River at Chakdara. It is generally characterized by having steep slopes on either side of the riverbank covered in thick forests. The river has a large catchment area, making the river susceptible to significant flooding – most notably during the 2010 floods that occurred throughout much of Pakistan. From Wikipedia