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Mortgage Rates Affordability Spring Season Market Trends Housing Market Financing Millennials Mortgage Options Mortgage Applications Costs Demographics First-Time Homebuyers House Prices Mortgage Application Process Home Loan Applications Housing Affordability Home Inventory Supply of Properties Home Size Refinance Locking in Mortgage Rates Competition Market Buying a Home Factors to Consider Housing market Home prices Spring Mortgage applications Advice Realtors Down Payments Homeownership Costs Median-Priced Homes Real Estate Prices 30-Year Fixed Mortgage Rates HELOC Property Mortgage Financing UK Market First-time Buyers Property Listings Reforms Mortgages Market Conditions Mortgage Loans Mortgage Products Flood Insurance New Construction Suburban Living Housing Inventory Low-Income Homebuyers Viewing Behavior Mortgage Calculations Loan Eligibility Homebuyer Activity Refinancing Purchasing Power Regulations