Housing Market Luxury Homes Waterfront Property Asking Price House Price Inflation Luxury Real Estate Market Trends Oceanfront Property Natural Disasters Market Impact Home Selling Vacation Homes Residential Property Energy-efficient Renovations Montecito High Fire Risk Areas Insurance Costs Impact of Disasters Impact of Noise Lakeside Properties New York City Size of Buildings Condos Condo Appraisals Mar-a-Lago Land Auction McCallister House Downturn Home Financial Statements Emeryville Loft Cliffside Properties Wealthy Neighborhood Residential Areas Collateral Asset Seizure Neighborhood Impact Homeownership Curb Space $65 million