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GENIUS Act Regulatory Framework Payment Stablecoins Payment Systems Regulatory Compliance Tokenization Regulatory Frameworks Yen-Pegged Stablecoins Ripple USD Evo Stablecoin Central Bank Digital Currency Payment Protocols Taxation of Stablecoins Market Regulation Central Bank Digital Currencies Market Trends USDC EURC Licensing Mainstream Adoption Yuan-based Stablecoins Euro-backed Stablecoins Market Dynamics Regulatory Concerns KlarnaUSD Yen-denominated Stablecoin Yen-backed Stablecoin Pakistan Investment U.S. Payments Policy Wyoming Stable Token Banking Reforms