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Retirement Readiness Reframed: Income Replacement, Not 401(k) Balances, Takes Center Stage

Fresh analyses point to lower starting withdrawals near 3.5% to reflect longer, inflation‑exposed retirements.

IRS Sets 2026 Retirement Limits, Lifts 401(k) Cap to $24,500

Americans Face Persistent Retirement Shortfall as Advice, Compounding and New Portfolio Tactics Gain Traction