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Retirement Benefits

Funding Challenges Fraudulent Deductions Budget Proposals Trust Fund Depletion Funding Issues Trust Funds Trust Fund Management Insolvency Issues Old-Age and Survivors Insurance Trust Fund

Social Security Trust Fund Projected to Run Out in Fourth Quarter of 2032

If lawmakers do not act, payroll-tax receipts would cover about 78% of scheduled retirement benefits, forcing roughly a 22% automatic cut.

Budget Watchdog Proposes $100,000 Social Security Cap to Help Close Funding Gap

‘Wait‑to‑Win’ Strategy Recasts When to Claim Social Security in 2026