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Refinancing

Rates Interest Rates FHA Loans Home Equity Refinance Index Statistics Closing Costs Cost-Benefit Analysis Mortgage Rates Prepayment Rates Refinancing Applications Loan Applications Lending Activity Applications Homeowner Behavior Cash-Out Refinance Refinance Rates Rate Comparison Rate-and-Term Refinances Market Trends Mortgage Bankers Association Application Trends Government-backed Loans Home Loan Applications Government-Backed Loans Prepayments Rate Reduction Government Programs Home Buyer Behavior Mortgage Applications Expert Advice

Rates Near 6% Lift Affordability to Four-Year High, Opening Short Refi Window

Structural pressures from high prices and rising negative equity still constrain a broader recovery.

Purchase Mortgage Applications Hit Highest Since Early 2023 as Rates Hover Near Low-6%

Refi Window Reopens as Mortgage Rates Near 6%, Unlocking $11.2 Trillion in Tappable Equity

Mortgage Rates Drop to 6.5%, Lowest Since Last October, as Markets Price In Fed Cut