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Homeowners Insurance Wildfire Insurance Rate Hikes Citizens Property Insurance Corp. Real Estate California FAIR Plan Climate Impact Rate Increases Rate Reductions Natural Disasters Renters Insurance Catastrophe Losses Denial of Payouts California Insurance Market Accommodation Insurance Umbrella Insurance Claims Condominium Insurance Claims Denial Real Estate Insurance Market Trends Wildfire Claims Legal Disputes COVID-19 Impact on Business Business Interruption Insurance Rental Coverage Direct Physical Loss or Damage Rate Changes California Insurance

California FAIR Plan to Raise Fire-Only Premiums About 30% Effective Oct. 15, 2026

Regulators said the hike will replenish reserves emptied by 2025 wildfire claims under new rules that let insurers price forward-looking wildfire risk.

California Says FAIR Plan Growth Is Slowing as State Moves to Tie Wildfire Models to Coverage

Florida Insurance Chief Says Market Stabilizing as Summit Ends

Florida Orders Deeper Citizens Rate Cuts as DeSantis Touts Emerging Declines Across Insurance Market

Surveys Show Insurance Costs Steering 2026 Housing Choices as Homeowners Eye Moves

New Fire at Novelis’ Oswego Plant Puts Restart Plans in Doubt

State Farm Pursues Additional Rate Hikes After Emergency Increase in California