Lending

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U.S. FICO Score Eases to 714, Revealing a K-Shaped Credit Split

Resumed student-loan delinquency reporting is the main driver.

Mortgage ‘Trigger Leads’ Curtailed as Homebuyers Privacy Protection Act Takes Effect

Better and OpenAI Put Mortgage Underwriting in ChatGPT for Lenders

Pakistan’s Non-Bank Financial Assets Jump 21% to Rs6.84 Trillion, SECP Says

Ripple Outlines Institutional DeFi Roadmap for XRPL With XRP at the Center

CFPB, DOJ Withdraw 2023 Guidance on Lenders’ Use of Immigration Status

CFPB Proposes Ending ECOA Disparate-Impact, Reshaping Discouragement and Special Credit Programs

Prosper Confirms Breach Exposed Sensitive Data After Report Flags 17.6 Million Emails

Tokyo Police Arrest Three in Suspected High-Interest Loans to Nightlife Workers

PBOC Holds Loan Prime Rates for Fourth Straight Month Despite Fed Cut

U.S. Mortgage Originations Rebound in Q2 on Refinance Surge

Nationwide Activates Enhanced Affordability Calculation for Fixed-Rate Remortgages

Klarna and Afterpay Withhold BNPL Data from U.S. Credit Bureaus

FICO Overhaul Will Factor Buy Now, Pay Later Debt Into Credit Scores

India’s Retail Credit Growth Slows to 5% in Q4 as Borrowers Shift to Big-Ticket Loans

UK Mortgage Rates Drop Below 4% as Major Lenders Intensify Competition

Home Equity Loans and HELOCs Face Shifting Interest Rates in 2025

Mortgage Rates Decline After Recent Highs, Offering Relief to Borrowers

UK Housing Market in 2025: Buyers Gain Leverage as Mortgage Rates Decline

Mortgage Rates Projected to Stay Above 6% Through 2025