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Interest Rates

Economic Impact Rate Changes Home Affordability Rate Cuts Federal Reserve Policies Economic Indicators Consumer Behavior Home Prices Adjustable-Rate Mortgages Freddie Mac Survey Federal Reserve Actions Federal Reserve Influence Refinancing Trends Impact of Inflation Demand Surge Current Rates Homeownership Demand Impact of Geopolitics Historical Rates Fed Rate Cuts Economic Forecasts 30-Year Fixed Mortgages Fixed vs Variable Mortgages Refinance Applications Refinancing Opportunities Mortgage Rate Trends

Rates Near 6% Lift Affordability to Four-Year High, Opening Short Refi Window

Structural pressures from high prices and rising negative equity still constrain a broader recovery.

30-Year Mortgage Rates Drop to 6.84% on Second Day of Declines; Refi Rates Ease to 7.00%