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Insurance Costs

Household Expenses Public Perception Taxpayer Impact Motor Insurance Costs Automobile Insurance Homeowners' Financial Impact Impact of Pandemic Regional Differences Consumer Rights Health Expenditure

California Approves 29.1% Average Rate Hike for FAIR Plan Home Insurance

Higher FAIR Plan rates create stronger price signals that may draw private insurers back to riskier markets.

New York Budget Rewrites State Climate Law and Delays Rules

MTA Backs Hochul’s Auto-Insurance Overhaul, Citing $50 Million in Savings

Texas Auto Insurance Rates Fell 8% in 2025, Insurify Says

Hochul Details Auto Insurance Plan Targeting Fraud and Lawsuit Limits

French Health Mutuals to Raise Premiums 4.3%–4.7% in 2026

GDV Recasts 2026 Auto Insurance Region Classes, Shifting Costs for Millions

Climate Change Drives U.S. Home Insurance Crisis, Threatening Financial Stability