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Equity Home Equity Affordability Equity Financing Infonavit Mortgage Management Costs Financial Planning Cost Savings First-Time Buyers Insurance Barriers to Entry Mortgage Fees Mortgage Loan Approval Process Refinancing Trends Buyer Challenges Shared Ownership Principal Residence Loan Eligibility Home Financing Market Sentiment Co-Ownership Mortgage Loans Credit Scores Refinancing Options Refinancing Strategies Mortgage Options Equity Management Market Trends Equity Building Property Rights Equity Growth Financial Decisions Cash Buyers Buying Power Market Analysis

Rates Near 6% Lift Affordability to Four-Year High, Opening Short Refi Window

Structural pressures from high prices and rising negative equity still constrain a broader recovery.

U.S. Mortgage Rates Hold Near Multi-Month Lows, Fueling Refinance Boom