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Housing Market Interest Rates Refinancing 30-Year Mortgage Home Buying 30-Year Fixed Mortgage Housing Affordability Market Trends Homebuyers Freddie Mac Homeowners' Decisions Home Purchases High Mortgage Rates 30-Year Fixed Mortgage Rate Affordability Homebuying Trends Home Retailers Home Sales 30-Year Fixed-Rate Mortgages Housing Market Trends Economic Trends Market Adjustments Loan Demand Homebuying Season