Real Estate ❯ Housing Market

First-Time Buyers

Property Prices Affordability Mortgage Products Stamp Duty Mortgage Lending Demographics Mortgage Rates Mortgage Payments Mortgage Trends Home Ownership

First-Time Buyers Pay More and Choose Bigger Homes as Market Tightens

Higher borrowing costs, rising living debts and lender checks are shrinking the pool of new buyers and lifting entry prices, especially in London.

Two-Thirds of First-Time Buyers Pick Fixer-Uppers to Cut Purchase Costs

Stamp Duty Bill for First‑Time Buyers Jumps to £408m After Relief Ends

Student Loans Leave First-Time Buyers About £2,000 a Year Short on Deposit Savings, Barclays Finds

Nationwide Maps Stark First-Time Buyer Gaps as Mortgage Rates Rise and Lenders Pull Deals

Reports Show Early Homeownership Lifts Wealth as Older Americans Command Record Housing Share

Rightmove: Record 52% Gap Between Starter Homes and Family Houses

Manchester Leads First-Time Buyer Hotspots Outside London, Lloyds Says

UK Mortgage Price War Intensifies as Major Lenders Cut High‑LTV Fixes

FOI Shows One in Four First‑Time Buyers Paid Stamp Duty in 2024/25

HMRC Data Puts Average First-Time Buyer Stamp Duty at £4,073 for 2024–25, With Lower Relief Now in Force

Zoopla Ranks Best UK Cities for Single Buyers as Affordability Improves

Santander Launches 98% LTV Mortgage Letting First-Time Buyers Purchase With 2% Deposits

Nationwide: First-Time Buyers Face Steep Deposits Even as Affordability Improves

Hanley Economic Rolls Out Nationwide 100% ‘Rent to Own’ Mortgage for Renters

UK Asking Prices Drop in December as Market Eyes Boxing Day Bounce

FCA Sets Out Mortgage Rule Overhaul to Rebalance Risk and Widen Access

Santander Data Show Older First-Time Buyers Surging, With One in Five Now Over 40

Property Experts Urge Reeves to Scrap Stamp Duty as Treasury Studies Overhaul

Buying Beats Renting in Most Big UK Cities, Lloyds Finds