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U.S. Housing Market Cools as 2025 Ends, With Rates Steady and a Mild 2026 in View

Analysts expect a slow 2026 recovery with mortgage rates still in the high-5% to above-6% range.

Zillow Says Most Buyers Skip Mortgage Rate Shopping, Forfeiting About $1,100 a Year

White House, FHFA Study 50‑Year Mortgages as Analysts Warn of Costly Tradeoffs

VA Loans Gain Ground as Buyers Regain Leverage, Processing Persists During Shutdown