Society ❯ Consumer Behavior ❯ Debt Management

Financial Literacy

Affordability Checks Economic Impact Buy Now Pay Later Investment Trends Loan Agreements Vulnerable Consumers Credit Card Usage BNPL Usage Economic Crisis Credit Management Credit Access Payment Options Emergency Expenses Affordability Awareness Borrowing Practices Overspending Risks Shopping Trends Youth Spending Personal Finance Healthcare Access Budgeting Tools Regulatory Compliance Impact on Borrowers

UK Brings Buy Now, Pay Later Under FCA Oversight From July 15, 2026

The watchdog’s final rules add key safeguards to a fast‑growing credit option used by about 11 million people.

84-Month Auto Loans Hit Record Share as Buyers Stretch to Afford New Cars

UK Government Introduces Legislation to Regulate Buy Now, Pay Later Sector