Finance ❯ Personal Finance ❯ Debt Management

Debt Relief Options

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With Credit Card Balances at $1.23 Trillion, 2026 Guidance Centers on Negotiation, Consolidation and Counseling

Forgiveness remains uncommon, prompting a focus on early action toward lower-cost repayment.

Average Credit Card Balance Hits $6,500 as Utilization Surges Past 30%

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