Finance ❯ Consumer Behavior

Debt Management

Buy Now Pay Later Credit Card Debt Investment Trends Income Levels Borrowing Trends Credit Monitoring Attitudes Credit Utilization Overspending Risks Over-Indebtedness Gambling Debt Short-term Loans

U.S. FICO Score Average Falls to 715 in 2025, Fastest Drop Since 2009

Resumed reporting of student-loan delinquencies is a key driver, hitting younger borrowers hardest.

FICO to Factor Buy Now, Pay Later Loans into Credit Scores This Fall