Economics ❯ Market Trends ❯ Housing Affordability

Consumer Behavior

Interest Rates Economic Indicators Purchasing Power Demand Mortgage Interest Rates Borrowing Patterns Political Impact Economic Strength Mortgage Rates Psychological Impact Real Estate Transactions Income Disparities Interest Rate Expectations

U.S. Down Payments Fall to Five-Year Low as Market Tilts Toward Buyers

Growing use of FHA and VA loans signals many buyers still lack big cash reserves.

Mortgage Rates Hover Near 6% as 2026 Sales Show Early Lift