Economics ❯Interest Rates

Bank of England

Monetary Policy Monetary Policy Committee Rate Cuts Market Trends Base Rate Market Conditions Rate Hikes Economic Policy Government Bonds Bank Rate Changes Market Predictions Rate Decision Rate Hike Inflation 5.25% May 2023 Policymakers Rate Cut Base Rate Decisions Economic Impact Base Rate Changes Borrowing Costs Post-Election Policies US Federal Reserve Base Rate Cuts UK Interest Rates Governor Andrew Bailey Financial Conditions

UK Housing Market Loses Momentum in July as Buyer Demand Falls

Speculation over Rachel Reeves’ autumn budget tax rises is weighing on buyer sentiment

UK House Prices Record 0.4% July Rise in Largest Monthly Gain of 2025

UK Labour Market Softens as Candidate Supply Hits Five-Year High

UK Lenders Accelerate Mortgage Rate Cuts in Intensifying Price War

Mortgage Rates Diverge in UK as US Loans Dip Near 7%

Nationwide Slashes Rates on 63 Savings Accounts as Base Rate Falls

Savers Urged to Act as Banks Cut Interest Rates Following Base Rate Reduction

UK Savers Rush to Max Out Cash ISAs Ahead of Potential Allowance Cut

UK Wage Growth Holds at 5.9% as Job Vacancies Hit Pre-Covid Lows

Barclays Becomes First Major UK Lender to Offer Sub-4% Fixed Mortgage Rates

Santander Introduces Sub-4% Mortgage Rates as Market Competition Intensifies

UK Wage Growth Accelerates While Unemployment Edges Higher

US Mortgage Rates Surge to Highest Level Since July

NS&I Lowers Premium Bonds Prize Rate and Odds Amid Market Shifts

UK House Prices Rise for First Time in Nearly Two Years

NS&I Reduces Interest Rates on British Savings Bonds

UK Banks Slash Mortgage Rates Below 4% in Competitive Price War

Major Banks Launch Competitive Sub-4% Mortgage Deals

Nationwide Offers Sub-4% Mortgage Rates as Market Competition Intensifies

BIS Warns of Market Instability Due to Rising Global Debt