Basel III Stress Tests Financial Institutions Regulations Large Banks Profitability Increased Reserves Raising Capital Working Families Impact on Economy Enhanced Supplementary Leverage Ratio Common Equity Tier 1 (CET1) Framework Liquidity Standards P2R Minimum Capital Common Equity Tier 1 Interest Rate Hikes Tier 1 Capital
The framework takes effect in 2026 with voluntary early adoption, delivering modest holding‑company capital reductions versus steep cuts at bank subsidiaries.