Government ❯Regulatory Bodies ❯Reserve Bank of India

Financial Oversight

Fraud Management Banking Regulations Loan Management

RBI Finalizes Ban on Pre-Payment Charges for Floating-Rate Loans to Individuals and MSEs

Regulated lenders must revise loan documentation ahead of the January 2026 effective date to meet new disclosure standards.

Reserve Bank Reports Fraud Amount Triples to Rs36,014 Crore in FY25 Even as Cases Fall 33.5%