Retirement Age Birth Year Impact Retirement Retirement Planning Pension Planning Retirement Income Pension Regulations Statistical Analysis Pension Benefits Impact on Women Early Retirement Retirement Benefits Pension Challenges Pension Institutions Voluntary Contributions Income Inequality Regional Differences Pension Types Pension Systems Income Levels Consultation Services Types of Pensions Pension Gaps
Under Spain’s Law 27/2011 reform, the new early-retirement option imposes permanent benefit reductions despite lowering the starting age to 63.