Finance ❯ Personal Finance ❯ Retirement Planning

Contribution Limits

401(k) and 403(b) Plans Tax-Free Withdrawals High Earners 2026 Contribution Limits Catch-Up Contributions

IRS Finalizes Roth-Only 401(k) Catch-Ups for High Earners With 2026 Transition, 2027 Start

The rule targets employees 50+ with prior-year wages above an IRS threshold, moving their catch-ups to Roth accounts.

IRS Finalizes Roth-Only 401(k) Catch-Ups for High Earners Starting in 2026

Treasury and IRS Finalize SECURE 2.0 Rules Requiring Roth Catch-Ups for High Earners Starting in 2027