Finance ❯ Consumer Behavior

Debt Management

Credit Card Debt Buy Now Pay Later Income Levels Borrowing Trends Over-Indebtedness Gambling Debt Overspending Risks Credit Utilization Credit Monitoring Short-term Loans Attitudes

U.S. FICO Score Average Falls to 715 in 2025, Fastest Drop Since 2009

Resumed reporting of student-loan delinquencies is a key driver, hitting younger borrowers hardest.

FICO to Factor Buy Now, Pay Later Loans into Credit Scores This Fall