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SEC Filings SEC and XRP Government Actions Stablecoins Legal Developments SEC Investigation Institutional Products Payment Processing Broker-Dealer License Institutional Involvement Ripple ETF Market Risks ETF Approval Legalization Compliance in Stablecoins Legal Cases GENIUS Act CLARITY Act ETF Approval Process Institutional Investors Clarity Act Market Impact Contract Approval SEC Approval Government Influence Scams and Alerts XRP Challenges Celsius Payouts