Government Policies Lending Policies Delayed Start Mortgage No Deposit Mortgages Loan-to-Value (LTV) Loan-to-Income Lending Criteria Loan-to-Income Ratio
From July 11 only mortgage providers with annual lending above £150 million will be bound by the high-LTI cap, a move regulators say could unlock up to 36,000 extra high-ratio loans for first-time buyers.