Finance ❯ Personal Finance ❯ Retirement Planning

401(k) Plans

Contribution Limits Investment Strategies Employer Contributions Hardship Withdrawals Contribution Rates Withdrawals SECURE Act Catch-Up Contributions Retirement Savings Traditional vs Roth 401(k) Gen Z Retirement Savings Savings Rates Contribution Strategies Roth 401(k) Loans Investment Performance Employer Matching Contributions Savings Behavior Catch-up Contributions Retirement Savings Growth Millennials

Record Share of 401(k) Savers Take Hardship Withdrawals as Access Eases

Looser post‑2024 rules alongside higher living costs are driving record hardship withdrawals that experts say erode long‑term savings.

New NIRS Report Finds Typical U.S. Worker Has $955 in Retirement Savings

Dave Ramsey Urges Workers to Enroll in 401(k)s Now to Capture Employer Matches

2026 Guide to Saving for Retirement: Maximize 401(k)s, Reduce Fees, Weigh Roth, and Use IRAs/HSAs

New 2026 Charitable Tax Rules Spur Last-Minute 2025 Tax Moves

IRS Sets 2026 Retirement Limits, Lifts 401(k) Cap to $24,500

IRS Sets 2026 Retirement Limits and Roth Catch-Up Rule for High Earners

IRS Sets 2026 Retirement Plan Limits, Triggers Roth Catch‑Up for High Earners

Final IRS Rules Mandate Roth Treatment for High‑Earner 401(k) Catch‑Ups Starting in 2026