Finance ❯ Personal Finance ❯ Retirement Planning

401(k) Plans

Contribution Limits Investment Strategies Employer Contributions Hardship Withdrawals Contribution Rates Withdrawals Retirement Savings Retirement Savings Growth SECURE Act Savings Behavior Withdrawal Strategies Investment Performance Loans Savings Rates Contribution Strategies Roth 401(k) Millennials Social Security Benefits Catch-Up Contributions Traditional vs Roth 401(k) Catch-up Contributions Employer Matching Contributions Income Calculation Gen Z Retirement Savings Advantages and Disadvantages Savings Strategies Savings Challenges

Fidelity Reports Record 401(k) and IRA Balances and 769,000 Seven‑Figure 401(k) Accounts

Fueled by a strong stock market plus steady high contributions, the gains underscore a widening split between long-term high savers and most workers.

Average 401(k) Hits $351,242 in 2026 as One in Five Accounts Tops $1 Million

401(k) Averages Mask Widespread Shortfall for Typical Savers

Most U.S. Retirees Face Large Savings Shortfalls, CareScout Finds

Most Americans Face Large Retirement Shortfalls as Medians Tell a Different Story

Record Shift to Roth Accounts Prompts Rethink of 401(k) and IRA Strategy

Record Share of 401(k) Savers Take Hardship Withdrawals as Access Eases

New NIRS Report Finds Typical U.S. Worker Has $955 in Retirement Savings

Dave Ramsey Urges Workers to Enroll in 401(k)s Now to Capture Employer Matches

2026 Guide to Saving for Retirement: Maximize 401(k)s, Reduce Fees, Weigh Roth, and Use IRAs/HSAs

New 2026 Charitable Tax Rules Spur Last-Minute 2025 Tax Moves

IRS Sets 2026 Retirement Limits, Lifts 401(k) Cap to $24,500

IRS Sets 2026 Retirement Limits and Roth Catch-Up Rule for High Earners

IRS Sets 2026 Retirement Plan Limits, Triggers Roth Catch‑Up for High Earners

Final IRS Rules Mandate Roth Treatment for High‑Earner 401(k) Catch‑Ups Starting in 2026