Finance ❯ Investing ❯ Retirement Accounts

401(k) Plans

Contribution Limits IRA Accounts 401(k) Contributions Social Security Employer Contributions Savings Strategies Roth IRAs Market Volatility Catch-Up Contributions

Average 401(k) Hits $351,242 in 2026 as One in Five Accounts Tops $1 Million

Large, high‑balance accounts lift averages despite medians showing typical savers hold far smaller amounts.

Retirement Reality Check Shows $1 Million Delivers a Modest Monthly Income

New NIRS Report Finds Typical U.S. Worker Has $955 in Retirement Savings

IRS Sets 2026 Retirement Limits and Roth Catch-Up Rule for High Earners