Overview

• Zoho introduced in-person payment devices under Zoho Payments, offering card and UPI acceptance with built-in billing, receipt printing and reconciliation.
• The hardware ties into Zoho’s finance suite for real-time tracking, and the company says it now integrates with about eight banks, with Axis Bank newly onboarded for connected banking.
• Zoho confirmed a partnership with NPCI’s NBBL and operates as an RBI-licensed payment aggregator and a Bharat Bill Payment Operating Unit.
• Founder Sridhar Vembu said Arattai will integrate Zoho Pay after sign-ups spiked from roughly 3,000 to about 350,000 per day in three days, prompting emergency infrastructure expansion.
• Executives said Zoho is investing in KYC, risk and AI-driven fraud controls, and may explore local POS manufacturing in India within three to five years.